Fabian & Associates, P.C. - Areas of Practice

Real Estate

Lender's counsel to close a refinance or purchase mortgage loan transaction almost ANYWHERE in the state of Georgia,
Lender's counsel to close second mortgages and equity lines of credit,
Purchaser's counsel for the purchase of commercial/residential real estate,
Seller's counsel for the sale of commercial/residential real estate,
We can have full title searches done almost ANYWHERE in the state of Georgia within a 24-hour to 48-hour turn around

How much time do you need to do a closing?
- Typically we have a 5-day turnaround
How long does it take to get a title search back?
- Normally 48hrs
How quickly can we get the payoffs?
- Depending upon lender, usually within 24 hours
Who needs to attend the closing for refinances?
- Whoever is on the Warranty Deed needs to attend the closing regardless of who is on the loan
Do we need a survey for purchases?
- Depends on lender's requirements, however, Fabian & Associates always recommends that Purchase's have a survey done
What do the buyers and sellers need to bring to the closing?
- The buyers need to bring: 2 picture ID's, certified or cashiers check for their amount due at closing and original Home Owners insurance declaration page
- The sellers need to bring: 2 picture ID's and the termite inspection letter
Can a borrower waive the three-day right to cancel for refinances?
- No
What lenders do you represent?
- We represent hundreds of lenders over the years, both locally and nationwide.
Can we use Power of Attorney to sign the documents if the borrower or seller cannot attend the closing?
- Yes, however the Power of Attorney must be in a specific form (we can provide one if needed) and needs to be approved by the lender